Benefits of Medicare Plan G
Check out several videos that highlight the benefits of Medicare Plan G.
What is Medicare Plan G?
The Medicare Supplement Plan G (also referred to as Medigap or Medicare Plan G), is the second most comprehensive Plan that you can choose. The Plan G will pay all of the copays, deductibles, and co-insurance that original Medicare does not pay except for the Medicare Part B deductible. For 2021, the Medicare Part B deductible is only $203. So once you have paid the first $203 of your doctor bills, you will have no more out of pocket costs for the remainder of the year.With a Plan G, you will be able to go to any hospital, doctor or provider that accepts Medicare. You will not need any referrals to see a doctor.
Plan F vs. Plan G
Medicare Supplement Plan G offers a better value compared to Medicare Supplement Plan F. On average, Medicare Supplement Plan F may cost $400-700 more than Medicare Supplement Plan G. The only difference in coverage between Plan F and Plan G, is that Plan G requires you to pay the Medicare Part B annual deductible.The 2021 Medicare Part B Deductible is $203. Does it make sense for you to pay your Medicare Supplement Plan Carrier $300-600 more so that they can pay your $203 deductible? Medicare Supplement Plan G can save you money!
Why Plan G is a better value than Plan F
Medicare Supplement Plan G is “standardized” by Medicare. This means that Plan G offers the same exact coverage regardless of the insurance company that is offering it. However, Medicare insurance companies are allowed to charge different monthly premium amounts for the same Plan G benefits.For example, Blue Cross Blue Shield Medicare Supplement Plan G offers the same benefits as Mutual of Omaha’s Medicare Supplement Plan G. Even if Blue Cross Blue Shield is charging more money for the Plan G compared to Mutual of Omaha, the benefits are exactly the same! This is why it is important to shop for the best valued Medicare Supplement Plan G. Senior Healthcare Direct can help! All of our agents represent over 30 different top rated insurance companies that offer the Medicare Supplement Plan G, so we ensure that our clients always get the best value for their Medicare Supplement Plan G. YM10072101
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